Last updated: November 13, 2026 Effective date: November 13, 2026
This policy explains what personal information we collect on pretargentrapide.ca, why, who it is shared with and how to exercise your rights. It applies to the French and English versions of the site and follows Québec’s Act respecting the protection of personal information in the private sector (as amended by Law 25). The French version is the reference version.
Who we are
Prêt Argent Rapide (pretargentrapide.ca) is an independent information and comparison website about consumer loans in Québec and Canada, operated by the Équipe éditoriale Prêt Argent Rapide (the Prêt Argent Rapide editorial team). We are not a lender or a credit broker, we make no credit decisions and we never charge borrowers.
Person in charge of the protection of personal information
Write to the Person in charge of the protection of personal information (« Responsable de la protection des renseignements personnels ») at [email protected], subject line “Personal information”. Québec law requires the title and contact details of this person to be published on the company’s website (Commission d’accès à l’information, in French).
What we collect and why
We collect only what we need. The site has no user accounts.
| Situation | Information | Received by | Purpose |
|---|---|---|---|
| You e-mail us | Your e-mail address, your name if you give it, your message | Our team, through our e-mail provider | To reply, fix a reported error, handle a personal-information request |
| You visit a page | IP address, browser and device type, page requested, date and time | Cloudflare, which delivers and protects the site | To serve the site and keep it secure |
| Your browser loads the fonts | IP address and technical browser data | Google (Google Fonts) | To display the site’s fonts |
| You use the calculator | Nothing | No one | It runs entirely in your browser; nothing is sent or stored |
We do not use this information to identify you from your browsing, to build a profile or for advertising. We do not sell personal information.
Our partner LeadScout’s loan request form
Some pages show a loan request form provided by our partner LeadScout Inc. (Montréal) and loaded from its servers (app.leadscout.ca). What you type in the form goes directly to LeadScout; we do not receive it. LeadScout collects it as a separate company under its own privacy policy, which allows it to share the information with lenders and financial institutions in its network. To access, correct or withdraw a request made through the form, contact LeadScout’s privacy officer as shown in its policy.
We may be paid by LeadScout when a request sent through the form is confirmed. See how we are paid (in French).
Cookies
The site itself sets no advertising, analytics or profiling cookies, and we use no technology to identify, locate or profile you. Cloudflare may use strictly technical security cookies, and the LeadScout form may use its own technologies. See our Cookie Policy. Before adding any measurement or tracking tool, we will update this policy; any profiling technology would be off by default.
Who can access your information
- Internally: only team members who handle your message can access the mailbox.
- Service providers: Cloudflare, Google (fonts) and our e-mail provider, to deliver their service.
- Authorities: only where the law requires it.
We do not share your e-mail with lenders, LeadScout or advertisers.
Processing outside Québec
Cloudflare, Google and our e-mail provider may process this information outside Québec, including in the United States, where it is subject to local laws. LeadScout states in its own policy that some of its service providers are outside Canada.
Retention and security
We keep your e-mails for as long as needed to handle your request and its follow-up, then delete them. Technical visit data is kept by Cloudflare and Google under their own policies. The site is served over HTTPS and has no visitor database, accounts or passwords. Never send us your Social Insurance Number, account or card numbers, passwords or ID documents; we will never ask for them.
Your rights
Under Québec law you may access your personal information, have it corrected, withdraw your consent, obtain computerized information you provided in a structured, commonly used technological format (portability, in force since September 22, 2024), ask us to stop disseminating information about you or to de-index a link where the law provides for it, and file a complaint with the Commission d’accès à l’information. Sources: CAI, Principaux changements (Loi 25) (in French).
To make a request, e-mail [email protected] with the subject “Personal information”. We may ask you to confirm your identity. We answer in writing within 30 days; under the law, no answer within that time counts as a refusal.
Complaints, incidents and automated decisions
If you think we mishandled your information, write to the person in charge at the same address; we review every complaint and answer in writing. If you are not satisfied, you may contact the Commission d’accès à l’information du Québec. We keep a register of confidentiality incidents and notify the Commission and the people concerned when an incident presents a risk of serious injury. We make no decisions based exclusively on automated processing, and no credit decisions: the lender decides.
Changes
Any change is published on this page with a new date; important changes are announced on the site.
See also: Terms of Use · Cookie Policy · Disclaimer