Last updated: November 13, 2026
Prêt Argent Rapide (pretargentrapide.ca) is an independent information website about consumer loans in Québec and Canada. This notice explains what our pages are, what they are not and how to use them. It applies to the French and English versions of the site.
General information, not advice
Our guides, tables and examples are general information. They are not financial advice, legal advice or a recommendation for your situation. Before signing a credit contract, take time to compare and, if needed, consult a qualified resource — for example the Office de la protection du consommateur (OPC) for your rights, or a professional for your personal situation.
We are not a lender
We do not lend money and make no credit decisions. We cannot approve a request, speed it up or check its status, and no one can guarantee that you will get a loan. The lender decides. In Québec, every lender must assess your ability to repay before granting a loan (OPC, in French). The amount, rate and terms depend on your file and on the lender.
Figures and examples: as of the date shown
The rates, legal thresholds, fees and calculation examples we publish are checked against official sources, and each page shows its verification date. They may change after that date. A calculation example is an illustration, not a loan offer; calculator results are estimates. Before signing, compare the credit rate and the total obligation stated in the contract.
Check the lender before you sign
In Québec, a money lender must hold a permit from the OPC. You can check a lender with the OPC’s merchant lookup tool (in French). Never pay fees up front to “unlock” a loan: it is a sign of fraud.
How we are paid
Prêt Argent Rapide is free for you. We may be paid by our partner LeadScout when a request sent through the form shown on our pages is confirmed. This payment may influence the order in which lenders in LeadScout’s network receive your request — an order set by LeadScout, not by us — but never the information we publish about rates, fees or permits. We do not present every lender available in Québec. Full details: Comment nous sommes rémunérés (in French).
Third-party services and links
The request form is a service of LeadScout Inc., under its own terms and privacy policy. We are not responsible for LeadScout’s services or for lenders’ decisions, offers or contracts; any loan contract is between you and the lender. Our pages link to official sources and other sites that we do not control; a link is not an endorsement.
Our mistakes
We do not claim to be error-free. If something is wrong or out of date, e-mail [email protected] with the subject “Correction”, naming the page, the sentence and, if possible, the official source. We check it against the source and correct the page; corrections are logged under our corrections policy (in French).
This notice does not limit the rights you have under applicable law, including Québec’s Consumer Protection Act. See also our Terms of Use, Privacy Policy and Cookie Policy.