Last updated: November 13, 2026
These terms govern the use of pretargentrapide.ca (“Prêt Argent Rapide”, “the site”) in French and English. By using the site, you accept them. If you do not, please do not use the site.
Who publishes the site
The site is published by the Équipe éditoriale Prêt Argent Rapide (the Prêt Argent Rapide editorial team). Contact: [email protected]. We reply within 5 business days and work by e-mail only.
What we offer — and what we are not
Prêt Argent Rapide is a free information and comparison website about consumer loans in Québec and Canada: guides, tables and a calculator to help you understand the cost of credit and your rights.
- We are not a lender. We do not lend or pay out money.
- We are not a credit broker. We make no credit decisions and cannot approve, speed up or change a request.
- We never charge you. In Québec, a credit broker may not charge the consumer for its services (Office de la protection du consommateur, in French). If anyone asks you for fees in our name, do not pay and tell us.
Our partner’s request form
Some pages show a loan request form provided by our partner LeadScout Inc. (Montréal), under its own terms and privacy policy. What you type goes directly to LeadScout; we do not receive it. LeadScout sends your request to one or more lenders in its network and decides which lenders receive it and in what order. The lender alone decides whether to lend and on what terms; any loan contract is between you and the lender. Filling in the form does not oblige you to accept a loan.
We may be paid by LeadScout when a request sent through the form is confirmed.
The calculator
The calculator runs entirely in your browser; nothing you enter is sent or stored. Results are estimates, not loan offers. The actual cost is the one stated in the lender’s contract.
Acceptable use
You may read, print and share our pages for personal, non-commercial use. You agree not to break the law through the site, disrupt its operation or security, copy its content systematically (including by automated scraping), or pose as Prêt Argent Rapide.
Intellectual property
The site’s texts, tables, images and calculator are protected by copyright. You may quote a short excerpt if you credit “Prêt Argent Rapide” and link to the source page; any other reproduction needs our written consent. Third-party names and trademarks belong to their owners; mentioning them implies no partnership or endorsement.
Links and accuracy
We link to official sources and to our partner’s site. We do not control those sites and are not responsible for their content; a link is not an endorsement.
We check our figures against official sources and show the verification date on each page, but rates, thresholds and rules can change afterwards. Our content is general information, not financial or legal advice; see our Disclaimer. To report an error, e-mail us with the subject “Correction”.
Liability
We make reasonable efforts to keep the site accurate and available but cannot guarantee it will always be error-free or uninterrupted. We are not responsible for lenders’ decisions or contracts, or for services provided by LeadScout or other third parties. Nothing in these terms limits the rights you have under applicable law, including Québec’s Consumer Protection Act; any exclusion or limitation applies only to the extent the law allows.
Governing law and language
These terms are governed by the laws of Québec and the federal laws of Canada that apply there. Subject to your rights as a consumer, disputes fall under the courts of Québec. These terms are written in French; this English version is provided for information, and the French version prevails in case of discrepancy.
Changes
We may change these terms. The version in force is the one published on this page with its update date. Continuing to use the site after a change means you accept the new version.
See also: Privacy Policy · Cookie Policy · Disclaimer